Car Finance
Welcome to the ecomparison.co.uk car finance / car credit comparator page. Below we have created an easy to read table concerning the main three car credit companies and have listed the different features each one offers. The table is listed in the order we at ecomparison.co.uk would recommend the car finance companies, with the most highly recommended at the top.
| Provider | Minimum Part Ex.  |
Cashback |
Quality & Safety Check |
Minimum Age |
Length of Application |
Apply Now |
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Welcome Car Finance
-100's of cars to choose from -Full MOT -136 point safety check |
£1,000 | £0 | 21 | 1 Minute 14 Seconds |
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ACF Car Finance
-Full MOT -136 point safety check -6 Months Road Tax |
£1,000 | £350 | 21 | 2 Minutes 17 Seconds |
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Still Not Found What You're Looking For? Try One Of Our Loan Providers Below.
| Our Best Secured Loans | |||
| Provider | Typical APR(%) |
More Information | Apply Now |
|
First Plus |
Good Credit
7.9%
|
Apply today to First Plus and get an instant online decision
Loans from £5000 to £100000 |
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Debt Buster Loans |
Bad Credit
16.1%
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Debtbuster Loans specialise in secured loans for homeowners with poor credt. Most applicants get a loan with a lower APR than the 16.1% Typical APR advertised.
Loans from £15000 to £100000 www.debtbuster-loan.co.uk |
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| For more loan providers, please visit the ecomparison.co.uk Secured Loans section. | |||
| Our Best Personal Loans | |||
| Provider | Typical APR(%) |
More Information | Apply Now |
|
ASDA Finance |
Good Credit
6.9%
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Quick decision, Cash in 48 hours, Nothing to pay for the first 3 months.
Loans from £7500 to £25000 |
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Wentworth Direct Finance |
Bad Credit
15.2%
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Specialising in bad credit loans
Loans from £1000 to £15000 www.wentworthdirect.co.uk |
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| For more loan providers, please visit the ecomparison.co.uk Personal Loans section. | |||
What is Car Finance?
Car finance or car loan if you prefer, is a simple personal loan that you can take out in order for you to purchase a car or vehicle. You will then pay back monthly installments at a typical set APR loan amount until the loan is fully repaid.
In many people’s eyes, cars are a simple way to go from one place to another and are an essential part of modern life. When you look at getting a new car, whether it be upgrading or buying new, it is a happy time and next to a house is the most expensive item you will own. If you don’t have the cash to pay for the car, then car finance or a car loan may be needed in order to help you facilitate the purchase of the car. You take the money out much as you would with a personal loan and pay it back over a set period with a certain amount of interest being charged upon that amount.
You shouldn’t be fooled by a flashy sales pitch when it comes to buying a car and don’t settle on a car that is unpractical for you to use and instead make a decision on what you really need. For example don’t buy a 2 seat sports car if you have children and not to fit in car seats! With very quick decision times (usually a few hours), cashback and great trade ins on your current car along with full MOTs and road tax incentives, there are lots of benefits associated to different money lenders in this market. You will need to see what is important to you and look at all the factors involved before deciding which one to choose.
Credit problems can make things like buying a car hard to do but don’t worry, many money lenders will still consider you for car finance if you have a poor or adverse credit rating, no matter your circumstances, even if you have arrears, CCJs, bankruptcy and are self employed. Lenders such as Welcome Car Finance and U Can Car Credit offer car loans no matter your personal circumstances and even have a pool of cars you can choose from.